Teal Console: A New Way to Access Real-Time Income Data
In lending, getting the right data is only half the battle—turning that data into actionable insights is what drives real impact. Traditional income and employment verification has been slow, manual, and too often disconnected from the day-to-day workflows of business and risk teams.
At Teal, we believe real-time data deserves real-time decisioning. That’s why we’re introducing the Teal Console: a powerful, no-code platform that puts real-time, verified income and employment data directly into the hands of the teams that need it most.
Why Use Teal’s Console?
Teal Console bridges the gap between data and decision-making, giving Product, Operations, and Risk teams immediate, intuitive access to the insights they need—without waiting for engineering resources or complex integrations.
• Performance Tracking: Personalized dashboards to manage and track the KPIs that matter most to your business.
• Underwriting Made Easy: Zoom in on user-level data with full transparency and control.
• No-Code Flexibility: Export data, manage workflows, and take action without technical bottlenecks.
Key Features
Personalized Dashboards
• Track the metrics that matter:
• Accounts Linked: See how many users have successfully connected their income data over any time period.
• Verification Funnel: Evaluate success rates and drop-offs at each step of the income verification process.
• Source Comparison: Compare conversion levels across different acquisition channels to optimize your onboarding strategy.
User-Level Insights for Underwriters
• Empower your underwriting team with detailed, real-time views into each borrower’s financial picture:
• Access identity, income, and employment data at the individual loan level.
• Monitor the status of each user’s connection and see if any have revoked access or are blocked.
• Keep a complete history of user data—ideal for ongoing risk assessments and audit requirements.
• Export data in formats that fit your processes—CSV, original PDFs, or JSON.
Seamless Action & Monitoring
• No more chasing down disconnected systems. Teal Console allows you to:
• Take action on users who are blocked or stalled in the verification process.
• Quickly identify potential risk or friction points and proactively address them.
• Stay on top of compliance with audit trails and consent management built in.
Why This Matters
In an industry where speed, compliance, and trust are essential, Teal Console empowers your teams to:
• Make faster decisions with real-time data.
• Understand performance metrics to optimize onboarding and reduce drop-off.
• Empower underwriters with the tools they need to manage risk at every stage.
• Stay ahead of Consumer Duty with a full audit trail and user consent management.
With Teal Console, you can turn payroll data into business outcomes—without waiting for an engineering team or building custom dashboards from scratch.
Conclusion: Build Smarter, Faster, and Fairer Lending
The future of credit decisioning is real-time, transparent, and user-centric. With Teal Console, you can empower your teams to track performance, verify income and employment, and manage risk—all from one intuitive platform.
Ready to see Teal Console in action? Visit goteal.co to request a demo today.