Dynamic income monitoring for modern credit risk teams
Stay ahead of risk with Teal’s Recurring Income Checks - real-time, verified payroll data that adapts as your customers’ financial lives change.
Dynamic Risk Management: Adjust credit lines, loan payment plans, and risk exposure as income changes.
Real-Time Alerts: Get instant notifications when key changes occur - such as employment changes, and income drops or increases - so you can act quickly.
Flexible Scheduling: Customize the frequency of checks (monthly, quarterly, or your own schedule) to fit your product and risk appetite.
Teal’s Recurring Income Checks are designed for the modern financial ecosystem. Whether you’re a lender aiming to build more personalized products, a risk manager focused on reducing defaults, or a compliance team ensuring regulatory alignment, our solution empowers you to act with confidence and agility.
Dynamic credit products
Align credit lines or repayment plans with borrowers’ real financial situations.
Ongoing risk assessment
Identify at-risk borrowers early and adjust strategies proactively.
Portfolio management
Segment and manage your lending portfolio with the latest income and employment data.
