Modern infrastructure for income verification.

Verify income and employment at the source through a single API. Real-time data to speed up decisions, increase trust, and approve more applicants.

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POST /verification

{

"id": "usr_8f2a1b3c4d5e"

"name": "Oliver Wright"

"ni_number": "QQ123456C"

"connection": "direct"

};

Oliver Wright

Match found

Employment

Employer

Northgate Group

Status

Active

Start date

15 Jan 2021

Income

Latest gross pay

£4,850.00

Base salary

£4,500.00

Net pay

£3,420.00

Enterprise-grade security and compliance built for the UK.

ISO 27001 Certified
ICO Registered
GDPR Compliant

Verification should be instant, accurate, and invisible.

Legacy verification processes cost time, conversion, and trust. Teal replaces the manual process with instant, verified data.

Days → Seconds

Approve more applicants

Manual checks take 1-5 business days. Every day you wait, qualified applicants drop out. Teal verifies in real time so you convert more.

Up to 15%

of payslips have discrepancies

Altered or fabricated documents mean credit losses from bad data. Teal catches discrepancies before they reach your decision process.

10-20×

cheaper than manual review

Replace manual document review with automated verification. Lower costs, fewer drop-outs, and more revenue per applicant.

One integration. Multiple verification sources.

Teal routes verification requests across multiple sources, starting with the fastest and most reliable. If one source is unavailable, it automatically falls through to the next, maximising both speed and coverage.

Teal API

SMART ROUTING

Set your preferences, Teal handles the routing. Configure source priority, data lookback periods, and fallback logic without changing your code.

Connectivity

MULTIPLE SOURCES

Direct payroll retrieval, user-authorised access, document parsing, and HMRC tax records via Gov Connect. Teal routes through the best path available.

Verify Suite

VERIFIED DATA

Income, employment, and identity verified in real time. Consistent, source-verified data delivered straight to your decisioning process.

Choose how you integrate.

Developer APIs, ready-to-use interfaces, and no-code dashboards.
Start verifying income and employment in hours, or embed Teal deeply into your product. You choose.

Teal API and SDK Implementation

API & SDK

Full Control

Integrate Teal directly into your systems. Use our API for backend data retrieval and our SDK to embed verification flows into your app. Full control, no compromise.

Teal Hosted Verification Webapp

Hosted Webapp

Quick Launch

Launch in minutes. Use our fully-hosted, conversion-optimised webapp that can be personalized to match your brand identity without writing front-end code.

Teal Console Dashboard

Teal Console

No Code

No code needed. Empower anyone on your risk and ops teams to manage applicants, configure rules, and view verified income reports instantly.

Designed for your industry.

Same platform, different use cases.
Teal plugs into your verification process out of the box.

Personal Lending

Instant affordability checks

Real-time income data at the point of application, reducing manual review and speeding up decision-making.

Mortgage

Automated income history

Multi-year employment and income verification in seconds, not days.

Tenant Screening

Frictionless tenant screening

Verify affordability without slowing down letting agents or frustrating applicants.

Background Check

Pre-employment income validation

Verify candidate earnings and employment history before making an offer.

response.json
{
  "request_id": "req_abc123",
  "status": "verified",
  "verified_at": "2026-02-10T16:30:00Z",

  "identity": {
    "full_name": "Sarah Chen",
    "date_of_birth": "1990-04-22",
    "address": {
      "line_1": "14 Shoreditch High Street",
      "city": "London",
      "postcode": "E1 6PG"
    },
    "ni_number": "AB654321C"
  },

  "employment": {
    "status": "active",
    "employer_name": "Lumio Technologies",
    "role": "Senior Product Manager",
    "type": "full_time",
    "start_date": "2021-06-01"
  },

  "income": {
    "frequency": "monthly",
    "earnings": {
      "gross_pay": 6250.00,
      "net_pay": 4320.00,
      "base_salary": 5800.00,
      "total_deductions": 1930.00
    }
  }
}

Engineered for developers.

A single, consistent data schema across all sources. Integrate once
and never worry about provider differences.

  • RESTful API with real-time webhooks
  • Sandbox environment for instant testing
  • Configuration-driven: update verification flows without deploying code
  • API & SDK for native app embedding
View API Docs

Frequently asked questions

What is Teal?

Teal is verification infrastructure for UK businesses, starting with income and employment. Lenders, letting agents, screening providers and fintechs use it to verify a person's income and employment directly from source, with that person's authorisation.

How does Teal verify income and employment?

Through four sources, used in whatever order suits your journey: Direct Connections (an automatic match against payroll records), User Connections (the applicant logs in to their payroll account), Doc Scan (uploaded payslips and bank statements) and Gov Connect (HMRC tax records).

Who can Teal verify?

Employees, through Direct Connections and User Connections with their payroll provider. Self-employed people, landlords and others with income beyond a payslip, through Gov Connect. And anyone who can upload payslips or bank statements, through Doc Scan.

See all FAQs

Ready to verify with confidence?

Stop losing applicants to slow verification. Start verifying qualified borrowers in seconds, not days.

Contact our teamExplore Docs