The Modern Infrastructure for Income Verification.

Verify income and employment at the source through a single API. Real-time data to speed up decisions, reduce fraud, and approve more applicants.

api.goteal.co

POST /verification

{
"id": "usr_8f2a1b3c4d5e",
"name": "Oliver Wright",
"ni_number": "QQ123456C",
"connection": "direct"
};

Oliver Wright

Match Found

Employment

Employer

Barclays PLC

Status

Active

Start Date

Jan 15, 2021

Income

Latest Gross Pay

£4,850.00

Base Salary

£4,500.00

Net Pay

£3,420.00

Enterprise-grade security and compliance built for the UK.

ISO 27001 Certified
ICO Registered
GDPR Compliant

Verification should be instant, accurate, and invisible.

Legacy verification processes cost time, conversion, and trust. Teal replaces the manual process with instant, verified data.

Days → Seconds

Approve more applicants

Manual checks take 1-5 business days. Every day you wait, qualified applicants drop out. Teal verifies in real time so you convert more.

Up to 15%

of payslips have discrepancies

Altered or fabricated documents mean credit losses from bad data. Teal catches discrepancies before they reach your decision process.

10-20×

cheaper than manual review

Replace manual document review with automated verification. Lower costs, fewer drop-outs, and more revenue per applicant.

response.json
{
  "request_id": "req_abc123",
  "status": "verified",
  "verified_at": "2026-02-10T16:30:00Z",

  "identity": {
    "full_name": "Sarah Chen",
    "date_of_birth": "1990-04-22",
    "address": {
      "line_1": "14 Shoreditch High Street",
      "city": "London",
      "postcode": "E1 6PG"
    },
    "ni_number": "AB654321C"
  },

  "employment": {
    "status": "active",
    "employer_name": "Revolut Ltd",
    "role": "Senior Product Manager",
    "type": "full_time",
    "start_date": "2021-06-01"
  },

  "income": {
    "frequency": "monthly",
    "earnings": {
      "gross_pay": 6250.00,
      "net_pay": 4320.00,
      "base_salary": 5800.00,
      "total_deductions": 1930.00
    }
  }
}

Engineered for developers.

A single, consistent data schema across all sources. Integrate once
and never worry about provider differences.

  • RESTful API with real-time webhooks
  • Sandbox environment for instant testing
  • Configuration-driven: update verification flows without deploying code
  • API & SDK for native app embedding
View API Docs

Ready to verify with confidence?

Stop losing applicants to slow verification. Start verifying qualified borrowers in seconds, not days.